PSP/PCP · REGISTERED WITH BCRA AND UIF

Payments
infrastructure.
Turnkey.

The production-ready, homologated stack on which enterprises, PSPs and banks run their financial products — under their own license or Propago's.

PSP/PCP
BCRA authorized
2 to 8 wks
Time-to-market
Multi-license
Yours or Propago's
VisaMastercardPrismaCoelsaMentaBCRAUIFAFIPBDCVisaMastercardPrismaCoelsaMentaBCRAUIFAFIPBDC
Connected to Argentina's regulatory and payments ecosystem
WHAT WE OFFER

Three ways to operate payments on Propago.

Three product lines that share infrastructure, compliance and operations — combined to fit each client's needs.

ENTERPRISES

Wallet, acquiring, accounts and APIs under your brand.

Enterprises that need financial products running under their brand without taking on the regulatory perimeter. Propago provides license, platform and compliance.

Wallet
POS
Accounts
APIs
View solutions
BANKS

Wallet, acquiring and digital ecosystem for banking.

We help banks build their digital layer — own wallet, acceptance network, benefit programs — operable under the bank's license or Propago's.

View bank proposal
OPERATING MODEL

Three components combined to fit what each client needs.

Every operation on Propago is resolved by combining three layers. Who takes each part defines the commercial model.

I · LICENSE

Client's or Propago's.

The client can operate under their own BCRA PSP/PCP registration, or use Propago's license and homologations as sponsor — PSP as a Service.

II · INFRASTRUCTURE

Propago Core.

Processing, issuing, reconciliation, risk management, operational compliance and reporting on Propago Core's homologated stack.

III · SPONSOR

Propago, partner bank, or client's group.

The sponsor role can be assumed by Propago, a partner sponsor bank, or an entity within the client's own group — keeping margins and float within the desired perimeter.

This flexibility lets the same stack serve a bank that operates everything under its own license, a PSP that outsources infrastructure, or a company that simply needs to collect payments without managing licenses.
PLATFORM

What Propago Core solves.

An overview. Full technical documentation at docs.propago.com.ar

Accounts and CVU
Opening and managing interoperable CVU accounts (Argentina's payment account identifier).
Card issuing
Prepaid and credit card issuing under your brand.
Acquiring
Payment acceptance via terminals, QR and e-commerce.
Branded wallet
Mobile wallet app under your brand.
Multi-acquirer reconciliation
Automatic reconciliation across networks, processors and banks.
KYC / KYB
Onboarding with Renaper (Argentina's national identity registry) and official lists.
AML/UIF compliance
Transactional monitoring with counterparty and concentration analysis.
Risk management
Rules, scoring and fraud prevention in real time.
Open Banking
Cross-bank account and movement aggregation.
Regulatory reporting
Native BCRA, AFIP, UIF reporting.
Operational backoffice
Transactional control with drill-down and full audit trail.
PSP and Bank APIs
Full platform via API — core plus partner banks.
CASES

Working with Propago.

Banks, fintechs and enterprises that built their own financial products on our platform.

BANK · HOME BANKING

Home banking and digital operations platform on Propago infrastructure.

FINTECH · PULL & CONSENT

Aggregation services for pull transfers and consent capture for Open Banking. Featured case among other PSPs.

B2C FINTECH · WALLET + POS

Payments product for merchants and events. Wallet, terminals and acceptance network operating today.

View all cases
PLATFORM IN OPERATION

Production stack.

+ 0
Clients operating
in production
+ 0 M USD
Transacted
monthly
+ 0
Bank and network
integrations
0 %
Stack homologated
BCRA · UIF · AFIP
Constantly growing.
NEXT STEP

Let's talk about your project.

A 30-minute conversation is enough to understand whether Propago is the infrastructure your business needs.

Request a conversation
We reply in under 24 business hours