Propago / Soluciones / Wallet
WHITE-LABEL WALLET

Wallet app under your brand, in production in 14 days.

QR payments, CVU transfers, cards, benefits. iOS and Android. Your brand to the user; Propago underneath.

3D render of a mobile phone showing a branded wallet operated on Propago
WHAT'S INCLUDED

Everything a consumer wallet needs.

All capabilities ready to activate. Pick the ones your program requires and add more as your product grows.

QR payments

Interoperable QR pay and collect. Static, dynamic and in-app reading.

CVU transfers

Funds in and out against any CVU/CBU. Native reconciliation.

Card management

Physical and virtual cards issued instantly with live movements. Configurable limits and rules. All from the app.

Push notifications

Every transaction, in real time, with deep links to the relevant screen.

Onboarding and biometrics

100% digital account opening with Renaper KYC, liveness check and biometric authentication (Face/Touch ID) for sensitive operations.

Bill pay and top-ups

Bill payment (utilities, telecom, taxes) and mobile top-ups from the wallet. Over 6,000 integrated services.

TIERED CUSTOMIZATION

Your brand, in every detail.

Branding, themes and multi-language available as activatable capabilities — from your brand's colors and logo to fully custom UI with your own design system. Light/dark with automatic system detection. Multiple languages, accessibility and much more.

HOW IT'S OPERATED

From the first conversation to your production app.

Three standard steps to take the wallet to production under your brand.

01

We agree

We define scope, modules, branding, operating model and license.

  • Functional scope
  • License model (yours or Propago's)
  • Timeline estimate
02

We integrate

We configure the app with your brand and connect the program's backend services.

  • Brand setup · iOS + Android + Desktop
  • KYC with Renaper
  • Backoffice access
03

You operate

You go to production with an internal pilot → soft launch → production app.

  • Pilot with test users
  • Limited soft launch
  • App published to stores
USE CASES

Four real scenarios where it's used.

RETAIL 01

Retail chain with its own program.

Benefits, cashback and branded card to engage customers. Wallet as the gateway between the program and the payment method.

MARKETPLACE 02

Marketplace with internal flows.

Wallet for vendors to receive and move funds within the marketplace before withdrawal. Reduces friction and withdrawal cost.

BANK 03

Bank with a digital segment.

A bank launching a digital unit under a separate brand to capture younger segments without touching the banking core.

ENTERPRISE 04

Company with employee benefits.

Employee benefits program on its own wallet. Top-ups, partnered merchants, HR reporting.

NEXT STEP

Let's talk about your wallet.

A 30-minute conversation to define scope, brand and timeline.

Request a conversation
We reply in under 24 business hours