If you have your own BCRA PSP/PCP license — or it's in process — you operate immediately on Propago Core's production stack. And optionally, offer PSP/PCP-as-a-Service to your own clients: you are the sponsor, you capture the spread.
The stack that typically gets built in-house over 12-18 months is ready to operate and already transacts.
What typically takes 12-18 months of development plus BCRA homologation is ready to operate. The platform runs today with clients in production.
BCRA, UIF, AFIP integrated from day one. Regulatory reporting, Renaper KYC, transactional AML, RSM.
Platform transacting today with banks, fintechs and enterprises. Not a theoretical product — it's the infrastructure Propago and all its clients operate on.
Your license + Propago Core enables you to offer PSP/PCP-as-a-Service to non-PSPs that need to operate under your brand. You capture the spread, keep the float, Propago provides the technical backbone — without the end client knowing we're underneath.
Four product layers, each documented and with a production backoffice. The screenshots are from the real Core, not mockups.
Real-time monitoring, configurable alerts, drill-down from aggregated totals to the individual operation. Automatic detection of anomalous patterns against historical baselines.
Acquiring operated across its three channels — QR, in-person and authorizations — from a single platform. Operation visibility merchant by merchant, terminal by terminal.
KYC and KYB with Renaper integration, official lists (UIF, OFAC, UN), transactional AML monitoring on a proprietary framework. Each client with automated concentration analysis and counterparty network. Complete downloadable AML file.
The operationally most complex component of a PSP, solved. Reconciliation across Prisma, Coelsa, card networks, settlement banks and internal movements. Differences detected and traced automatically.
Each operation combines three components: license, infrastructure and sponsor. Who takes each role defines the commercial model.
You operate your own product under your BCRA authorization, on Propago Core. You are the sponsor of your own operation.
For PSPs that already have their BCRA license and need to accelerate time-to-market without building the stack from scratch.
It's not a stack decision. It's a decision about which parts of the perimeter you assume and which you outsource.
A 30-minute conversation is enough to design the model, define the license and estimate timing.
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